Phase 3 Payments · A 1099 Opportunity for Builders
Most sales jobs pay you once. This one keeps paying.
You help local businesses run better with the right point-of-sale setup—less rate salesman, more technology consultant. Every account you bring on keeps paying you while it processes, so you stop chasing the next commission and start building a book of business you own. Put in the work early, and it can start paying inside your first few months.
Independent 1099 · Build it full-time or on the side · You bring the hustle, we teach the rest
Proof, not promises
You're not betting on a startup.
Phase 3 Payments made the Inc. 5000 as one of the 500 fastest-growing private companies in America. Residual income only works if the company behind it keeps growing and keeps its merchants—we do both, and there's still plenty of room to build.
Rent vs. Own
Most salespeople rent their income. Every month it resets to zero.
You close, you get paid once, and Monday you’re back to nothing—chasing the next deal just to stay even. That treadmill makes people desperate. Desperate people cut corners.
Here it works the other way. You bring a business onto the right system, and for as long as they keep using it and processing with Phase 3, you keep earning—under the rep agreement. Do it again. And again. Now you’re not chasing a paycheck. You’re building a book you own.
Read this part twice
This is a terrible opportunity for con artists.
Here’s the beautiful part: you don’t get paid for closing. You get paid while the business keeps winning with what you set up.
Lie to them, oversell them, disappear after the sale—and your income walks out the door with them. The only way to build real money here is to genuinely make a business better and keep showing up for it.
Hustlers hate that. Builders love it. We don’t have to screen out the sharks—the model does it for us.
The Work
You’re not a rate salesman. You’re a technology consultant.
Merchant services isn’t what it used to be. The best reps today are technology consultants—people who understand how a business actually runs and bring the systems to fix it. There are still plenty of simple terminals out there, but the reps who know real point-of-sale platforms solve bigger problems, win better businesses, and make money faster.
Walk into a restaurant drowning at the counter, a shop with a POS that fights its own staff, a service business bleeding hours on clunky systems. You diagnose the real problem and bring the right setup. Payments come baked in—so you win the account and the recurring income with it.
The right kind of hungry
This is for builders.
- ✓A former athlete who knows practice, rejection, and the scoreboard.
- ✓A veteran who runs on discipline without being told twice.
- ✓A server, bartender, or hospitality pro who reads people and earns trust fast.
- ✓An early-career grinder who’s coachable, competitive, and ready to learn a craft.
- ✓A local relationship builder who follows through after the handshake.
- ✓Someone who’d rather own something in three years than rent a paycheck this month.
You don’t need payments experience. You need grit, patience, and the kind of integrity that doesn’t need supervising.
Save us both the time
Don’t apply if…
- ✕You won’t prospect or do the work to build a pipeline.
- ✕You want to get paid without learning the craft.
- ✕You’d talk a business into something it doesn’t need just to close.
- ✕You disappear the second the deal is signed.
- ✕You expect guaranteed money, instantly, for barely any effort.
- ✕You need someone standing over you to get anything done.
Notice what’s not on that list: a day job, needing benefits, or wanting leads. Do this full-time or on the side—your call. And everybody wants leads; the difference is we teach you to make them come to you instead of waiting to be handed some. What we can’t teach is character and hustle. If your plan is to push people on price and move on, the way you get paid here will make sure you don’t last.
You hunt. We back you.
We don’t drop you in with a PDF and a pep talk.
What Phase 3 brings
- •Product and industry training.
- •POS demos and solution support.
- •AI and marketing training to help you set up tools that generate your own leads.
- •A CRM to run your pipeline, plus real phone support—not a ticket queue.
- •Approved marketing tools and materials.
- •A team that actually picks up.
What you bring
- •Your own pipeline and daily prospecting.
- •Local relationships and follow-through.
- •Your own schedule, travel, and self-management.
- •The discipline to keep learning the products.
- •Honesty with every business you touch.
Real work, real reward
This rewards work—not waiting.
There’s no base salary to coast on—and no lottery ticket either. But you don’t grind for a year before anything happens. Put in the work up front—prospect hard, sign businesses, get them processing fast—and you can start building real recurring income in your first few months. Then it stacks: every account you set up keeps paying while you go add the next.
The only people who struggle here are the ones who won’t prospect. Do the work, and the work pays—then it keeps paying.
From the founder
I got my ass kicked a few times. I kept going.
Founder video — script ready to record.
I grew up on a horse ranch in the middle of nowhere, South Dakota—graduating class of twelve. I chased pro sports as far as I could, didn’t make it, and eventually found another dream in an industry I didn’t even know existed.
Today I own a payments company, and I’m still grinding—because family is the real scoreboard, and I haven’t come close to what I’m chasing. I’m not looking for people who want easy. I’m looking for people who want to build.
Straight answers
Questions we’d ask too.
You don’t need permission to be hungry
Think you’re built for this?
The application is short, honest, and a little uncomfortable—on purpose. It’s the first test. If you’re the real thing, we’ll know, and we’ll talk.
About 5 minutes · No résumé · Goes straight to Phase 3 leadership